God had to deal with us. From this darkness he has saved us. He who is not shattered after hearing this news may not yet have grasped the word of God: “By grace you have been saved!”13 The story of the rider well illustrates a central phenomenon in the Christian life: “Not the man who is lost, but the man who is saved can understand that he is a sinner.”14 Gary Anderson writes, “The notion of human sin and fallenness is nothing other than a considered reflection on the unmerited and unfathomable